Who Pays for My Car Damage After an Auto Accident?
At our firm, we receive many inquiries from car accident claimant related to compensation for car damage in an auto accident. Sometimes it can be confusing when it comes to figuring out who will cover the car damage costs. Understanding your rights and the possible sources of compensation can make a significant difference in how you,you’re your personal injury lawyers, handle the aftermath of an accident. At Cheves Briceno, our personal injury attorneys are here to guide you through this process of claiming damages for a car accident and ensure you receive the compensation you deserve. In our case, we work on contingency fee basis, so if you don’t receive compensation for your car accident, we don’t get paid.
Understanding Car Damage in Auto Accidents
Car damage in an auto accident can range from minor dents to total loss of the vehicle. Depending on the severity of the accident, the costs for repairs or replacement can quickly add up. It’s important to know who is responsible for these expenses and how to pursue compensation effectively.
Possible Parties Who Would Pay for the Car Damage
1. At-Fault Driver’s Insurance:
In most cases, the at-fault driver’s insurance company is responsible for covering the car damage in an auto accident. Georgia follows a “fault” system, meaning the driver who caused the accident is liable for damages. If the other driver is found at fault, their insurance should pay for your car repairs or the fair market value if your car is totaled.
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2. Your Own Insurance (Collision Coverage):
If the at-fault driver is uninsured or underinsured, or if there is a dispute about fault, you can file a claim with your own insurance company under your collision coverage. This coverage will pay for your car damage in an auto accident, regardless of who was at fault. However, you will need to pay your deductible, and your insurance company may seek reimbursement from the at-fault driver’s insurer.
3. Uninsured/Underinsured Motorist Coverage:
If the at-fault driver does not have sufficient insurance to cover your car damage, you can use your uninsured/underinsured motorist coverage (if you have it) to cover the remaining costs.
4. Third-Party Liability:
In some cases, a third party (such as a vehicle manufacturer or a government entity responsible for road maintenance) may be liable for the accident. If a defect in the vehicle or poor road conditions contributed to the accident, you might be able to pursue a claim against these parties.
What Happens if You Need a Rental Car or Lose Work Due to Lack of Transportation?
1. Rental Car Coverage:
If your car is damaged in an auto accident and requires repairs or replacement, you may need to rent a car in the meantime. If the at-fault driver’s insurance company accepts liability, they should cover the cost of a rental car. If you have rental car coverage as part of your own insurance policy, you can also use this to cover the rental costs while your car is being repaired.
2. Lost Wages Due to Lack of Transportation:
If you are unable to work due to the lack of transportation after your car is damaged in an auto accident, you may be entitled to compensation for lost wages. This can be included in your claim against the at-fault driver’s insurance. Your attorney can help calculate the full extent of your losses and ensure that you receive adequate compensation.
Why Choose Cheves Briceno?
Navigating the complexities of paying for car damage after an accident and car damage claims in general after an auto accident can be overwhelming. At Cheves Briceno, our experienced auto accident lawyers are dedicated to helping you pursue the compensation you deserve. We will handle all aspects of your claim, from determining fault to negotiating with insurance companies, ensuring that you are not left paying out of pocket for damages that weren’t your fault.
Our offices in Braselton, Peachtree Corners, and Columbus, GA, are conveniently located to serve you. We offer free, confidential consultations and as we mentioned earlier, we work on a contingency fee basis, meaning you don’t pay unless we win your case.
If you’ve suffered car damage in an auto accident, call Cheves Briceno today. Let us help you get back on the road and recover the compensation you deserve. We hope this blog was informative.
